About Us

At ASJ Mortgage Solutions, LLC dba Smart Options Mortgage, we take pride in our great customer service. We are available when you are, because we love what we do. As an mortgage broker, we are not influenced by one bank or lender. We have several wholesale mortgage partners, which means we work for the client. Leveraging multiple rate sheets and multiple mortgage programs allow us to find the right program for YOU. Our mission is simple. Every client deserves our full attention, and a positive client review is our motivation. Whether you are a first  time home buyer or looking to buy your 2nd home or investment property, we can help. 

Home of No Fee loan options. We have options with or without fee’s. Just let us know what your goals are and we can help you achieve your goals. We are here to help & guide you get the best loan terms for your needs. You, our client is the only focus we have not the lenders. Straight forward loan pricing and terms, no pressure to close a deal. We are confident that you will find our rates among the lowest available in Arizona. We are available, when you are. We are not your typical 9 am to 5 pm office. We are available after hours and weekends.  We can pre-qualify you quickly and help you get you in your dream home.

We close each and every loan on time. Typically we can close in 21 days or less. We use technology to your benefit. If you are tech savvy, loan process will move at a fast pace and your transaction will be ready to sign and close before you know it. Most of our lender partner’s offer electronic document acknowledgement and signing making the process move fast. 

We help families through out Arizona including Phoenix, Scottsdale, Gilbert, Chandler, Tempe, Mesa, Glendale, Peoria, Sun City, Sun City West, Avondale, Goodyear, Tucson, Flagstaff, Prescott and all the surrounding areas.


Member of National Association of Mortgage Brokers.

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